Calculators
Answers: What will your SIP be worth?
Earn here. Build there.
See what your monthly SIP grows into — with FX drift and conversion fees included. Illustration only · pre-tax · not investment advice.
Calculator · Live FX
Cross-Border SIP
1 · Your story
Pick an example, then adjust any field.
Currency mix
Salary currency → currency your SIP buys assets in.
Earn
Invest
2 · SIP & timeline
SIP amount is in INR (what you invest each month).
Monthly SIP (INR)
≈ €93/mo from EUR salary at today's rate & fee
Horizon (years)
10 yrs
Expected return / yr (INR)
12.0%
%
3 · FX & fees
Used when moving EUR → INR each month.
FX assumptions
1 EUR = ? INR today
EUR vs INR — rate change / yr
%
Conversion fee per transfer
%
Projected: 1 EUR ≈ 131.6032 INR in 10 yrs
SIP step-up / yr
%
Your plan
Earn in 🇪🇺 EUR · Invest in 🇮🇳 INR
₹10k/mo for 10 yrs · pot in INR: ₹22.2L · in EUR: €17k (after conversion fees)
Growth projection
Earn in 🇪🇺 EUR · Invest in 🇮🇳 INR
Grey line = pot if converted to EUR (after fees).
Future nominal amounts.
INR potEUR (after fees)If returns ±4% vs assumed
FX drift and conversion fees can materially change what your SIP is worth back home.
Final pot (INR)
₹22.2L
After 10 years in INR · ≈ €17k back in EUR (after conversion fees)
In EUR (mid rate)
€17k
At projected mid-FX
In EUR (after fees)
€17k
After spread on the way out · primary view
From your EUR salary
Total invested from EUR
Avg monthly cost from EUR
€10k
€84 / mo
This calculator is for illustration. Not investment advice.
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